Automated risk data capture
Risk is automatically recognized and categorized, and risk data capture runs all the way to the quote request, without a long standard questionnaire.
Offer & Placement
From request to placed policy, automatically.
Modus recognizes the risk, gathers quotes across multiple insurers, compares them and places the policy - the employee reviews and decides instead of carrying out every step.
Risikoprüfung · Cyber-SchutzVollständig · 7 Felder
FirmennameMVPFischer GmbH
BrancheMVPElektrotechnik & Installation
MitarbeiterzahlE-Mail38
IT-Systeme & HostingRisikofragebogenMicrosoft 365, Server vor Ort
Kundendaten & ZahlungRisikofragebogenGespeichert & verarbeitet
SicherheitsmaßnahmenRisikofragebogenFirewall, 2FA, tägl. Backup
Cyber-VorschädenAbgeleitetKeine bekannt
Risikofragebogen erstellt
Tarif angefragt
Anfrage an Underwriter
Beratungsprotokoll erstellt
Police platziert
From risk to policy - in one seamless flow.
Quotes and comparisons
Quotes are requested via rate calculators, pools and direct insurer inquiries, and prepared in a comparable format for the customer.
Policy placed automatically
The application is submitted, the contract created in the broker management system and the documents sent to the customer automatically.
Impact, measured in numbers.
2x
more revenue per employee across the entire brokerage
+1M
quotes calculated automatically via rate calculators
3x
higher likelihood of a successful deal closed
See the impact of Modus in your brokerage.
See Modus liveWhat Modus handles in practice.
Risk Intake · Cyber···
GeschäftsartIT-Dienstleister
Umsatz2,4 Mio €
Risikokategorieerkannt
ready-to-quote
Automated risk data capture
Automatically identifies line of business and risk category, runs risk data capture through to the quote request, writes back to the broker system and generates the required advisory documentation.
Risiko-Routing···
Risiko erkannt
Tarifierbar
Rechner / Rating-Engines
Anfragepflichtig
Versicherer-Anfrage
Rateable or inquiry-based
Simple, rateable risks run straight through rate calculators, while more complex, inquiry-based cases are prepared in a structured format for the insurer inquiry.
Angebotsvergleich···
Allianz1.240 €/JBeste
AXA1.480 €/J
HDI1.610 €/J
Quotes across multiple insurers
Quote retrieval via rate calculators, special agreements and direct insurer inquiries, including following up with the insurer.
Police · platziert···
Vertrag im Maklerverwaltungsprogramm erzeugt
Police empfangen
Dokumente an Kunden versendet
Application submitted, policy placed
Submits the application, creates the contract in the broker management system, receives the policy and sends the documents to the customer.
One customer portal. Self-service for complete relief.
Every customer sees their risks, contracts, claims and communication in a branded customer portal. Self-service calculators, comparison and application flows resolve most requests right in the portal — freeing up more and more time for the cases that really need advice.
Daily, live in the field.
New business without a capacity ceiling
„Automatic risk data collection and risk questionnaires - which the AI generates individually for each prospective customer - are in full operation every day. As a result, we’ve doubled revenue per sales representative without expanding the team."
Pascal
Managing Director
2×
more time for revenue generation.
New business was never the problem. Capacity was.
Questions about offer and placement.
Rateable risks can be calculated directly via calculators and rating engines - here Modus gathers prices automatically. Inquiry-based, more complex risks can't be rated in a standardized way; Modus prepares them in a structured format for the direct insurer inquiry and follows up with the underwriter. The agent automatically recognizes which path is right for a given case.
Modus connects common rating engines, pools and insurer interfaces along the value chain - via API or directly through web portals and desktop applications. Which connections are relevant for your operation depends on your existing stack; new connections are added on an ongoing basis.
What is often half a day of manual work across multiple tools runs in a structured way in the background with Modus, all the way to „ready-to-quote“. In the end, the employee sees the result prepared in a comparable format instead of carrying out every step themselves - and processing time drops accordingly.
Yes. Modus works human-in-the-loop: the agent prepares intake, comparison and quote, and the employee reviews, adjusts or approves. No quote leaves the building without human approval.